About Us

We provide valuable financial information so you can make an informed choice

Mortgage Advice, Investment Advice, Finance Advice, Saving Tax, Wealth Creation

We can refinance & restructure your home loans to get a better outcome as well as saving you tax and help create wealth.

Our team of qualified experts have the experience to assist our clients with mortgage advice, finance advice, investment advice, and tax advice as well as wealth creation and retirement planning.

We promise that not only will you be in the safest hands possible, but you will receive specifically tailored information prepared to suit your own personal and financial circumstances from a team of experts.

Harold Upton - BSc (Hons) Dip FP Dip FS LREA

Managing Director & Senior Strategist

  • Bachelor of Science with Honours
  • Diploma of Financial Planning
  • Diploma of Financial Services – PS146
  • Certified Investment and Financial Advisor
  • Diploma of Property Development
  • Certificate IV in Property
  • Licensed Real Estate Agent


Harold has been working in the financial industry for over 35 years and has built a vast amount of valuable knowledge to help our clients with their financial planning, wealth creation, investment advice, financial advice, tax minimisation, retirement planning, superannuation, and residential investment property.

Harold is hands on with every wealth creation plan we put in front of our clients, as well as being available to personally speak with any client who wishes to discuss their plan with him.

We can assure you that you will be in some of the safest hands in the industry with Harold, together with Wayne Geggie and Rachelle Leenderts, always providing the best possible outcome for our clients.

Brooke Buckland - Dip FMB

Senior Mortgage Consultant

Brooke Buckland is more than a broker, she is the perfect mortgage matchmaker:  “She finds the perfect loan for her clients, ensuring it’s not just a good fit financially, but also aligns with their long-term goals and aspirations”.  Brooke has a reputation of being a clear communicator: “She demystifies the jargon and keeps her clients informed ensuring they understand every step of the process and feel empowered to make informed decisions.”

With over seven years working in residential lending for banks, mortgage managers and as a broker she understands all sides of the lending fence and is a real client advocate.  She holds a certificate IV in Mortgage Broking (2016) and a Diploma in Mortgage Broking (2024).

When she is not flat out working, she enjoys her weakness for good chocolate and great red wine with her husband Michael and loves walking their dogs on the beach.



Wayne Geggie

Senior Mortgage Consultant

Our Senior Mortgage Consultant Wayne Geggie is one of the best in the business and has been working in the Banking and Finance industry for over 35 years, having worked for the Reserve Bank of Australia, some of the big four banks, and being the responsible person for a large finance company specialising in investment property.

Wayne’s vast knowledge and experience about lending and loan structures will assist our clients get the best possible lending and financial outcome.

Wayne is married to Robynne and has 4 adult children and 3 grandchildren. Outside of work Wayne enjoys spending time with his family and enjoys watching his beloved Bombers in the AFL and in the off season he watches cricket. He also is partial to a good drop of red wine.

He holds a Diploma of Finance and Mortgage Brokering Management and a Diploma of Business Management.


Annette Ross

Certified Mortgage Consultant, Licensed Self-Managed Super Fund Mortgage Intermediary

The lovely Annette lives on the beautiful Gold Coast with her partner Patrick, and is an experienced, highly qualified, and discreet professional with excellent knowledge and access to a broad range of loan options.

Annette’s experience in the finance industry is matched with her never give up attitude to help clients.

Annette is also well versed in debt reduction, self-managed super fund related wealth strategies with each result being accurate, on time and result driven.

In her spare time, Annette loves cooking and entertaining at home with family and friends as well as walking on the beach with her gorgeous little caramel poodle, Bella.


Contact Us

We provide valuable financial information so you can make an informed decision.

Financial Information, Wealth Creation, Tax Minimisation, Research.

Authorised under Australian Credit Licence #384324

Disclaimer *This is general information only and is subject to change at any given time. Your complete financial situation will need to be assessed before acceptance of any proposal or product.